Perhaps you've heard the expression “there is no free lunch.” The idea is that you shouldn't be able to receive something for nothing. Whether it is with money or with your time and labor, you must always “pay” for something one way or another. That's an interesting concept, but whoever invented it [...]
Knowing what you don’t know
In the spring of 2000, University of California professor Terry Odean published a research paper on the topic of investor behavior. The results weren't pretty. On average, by Odean's reckoning, individual investors lagged the overall market by nearly four percentage points per year. The culprit: the [...]
How smart?
Sometimes we don't give kids enough credit. Yesterday, my first-grader reminded me of this fact. On a trip to CVS, he was looking through the drink cooler when he asked “what's smartwater?” But, before I could answer, he started with his own commentary. Seeing the price tag — which was more than [...]
Advice I hope you never need
I don't mean to be a fearmonger, but today I would like to take some time to make sure you are aware of a new type of financial fraud that in recent years has been on the rise. This new fraud involves the theft of tax refunds. Here's how it works: First, an identify thief starts with a few basic [...]
A single-digit tax rate
“In this world,” Ben Franklin famously once wrote, “nothing can be said to be certain, except death and taxes.” While that's true, I also would argue that neither is completely out of your hands. There are ways to make each less bad. When it comes to your health, we all know that we should exercise, [...]
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