A recently-released book titled How to Retire is a goldmine for those in or near retirement. Christine Benz is the director of personal finance and retirement planning at Morningstar, and for this book, she conducted interviews with 20 experts, covering every corner of retirement planning. The [...]
Chesterton’s Fence
In his 1929 book The Thing, British philosopher G.K. Chesterton introduced an idea that is now known as “Chesterton’s fence.” Here’s how he explained it. Imagine two people walking along a road when they discover a fence blocking the way for no apparent reason. As Chesterton tells it, the first [...]
Missing Billionaires
In their new book, The Missing Billionaires, Victor Haghani and James White make an interesting argument. Looking at the number of millionaires in the United States in 1900 and doing some math, they estimate that there should be many more billionaires today—thousands more, in fact—than there are. [...]
The five seasons
In his book Just Keep Buying, Nick Maggiulli makes an observation about the world of personal finance: If you Google common questions such as “How much should I save?” you’ll receive more than 100,000 results. It’s an overwhelming amount of information—almost too much to be useful. But there’s a [...]
Not-so-tough choices
When I was a kid, I recall that a popular expression was “same difference.” It meant that two choices were essentially interchangeable. Despite its informality, it turns out that this idea can be helpful in financial planning. While some financial decisions are very important—and thus warrant [...]
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